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Guiding You Toward Making the Right Insurance Choice 

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Frequently Asked Questions 

At Bickham & Herring Insurance, we have the knowledge and expertise to help you find the most suitable health insurance coverage. If you have any questions, feel free to get in touch with our agents. You may also refer to the answers to the following FAQs for more information.


Q:  How do I setup my Medicare Part B?

A:  If you are already collecting social security benefits, you will automatically be sent your Medicare card (Red, White, and Blue Card). If you are not collecting social security, we advise 3 months before turning 65, or going onto Medicare you will contact your local Social Security office. You will need to schedule an in person or phone appointment with social security. This process can take upwards of a month to complete, so we urge you to plan accordingly. Visit their website for any further questions. https://www.ssa.gov/benefits/medicare/

  • Lima Ohio Social Security Office- 401 W North St, Lima, OH 45801  P: 800-223-0288
  • Piqua Ohio Social Security Office- 277 Looney Rd, Piqua, OH 45356 P: 866-931-2520
  • Springfield Ohio Social Security Office- 1610 N Limestone St, Springfield, OH 45503 P: 877-405-1451


Q:  I am receiving an abundance of mail and unsolicited calls, why ?

A:  As you turn 65 you will be overwhelmed with mail regarding your Medicare options. Many of these companies want your business. This might not be the best option for you. As independent agents we can help find the best plan for YOU.   Also unsolicited calls are illegal. Most of these calls are coming from out of state that are not familiar with your local plans. Many of these agents are trying to get you to commit to their company, and don't always have your best interest in mind. We ask you to hang up,  and give us a call to find a plan unique to your needs.


Q: I see these TV Commercials saying I will not pay anything, or get things at reduced pricing. How do I  get this?

A:  Many of the TV commercials you see are misleading. Medicare plans are specific to where you live. So the commercials you see on TV are national and most, if not all do not apply. Some of these are also targeted to income based situations. These commercials are merely a tactic to have you call to their call centers. Remember that there is a plan for everyone, so allow us to do the leg work for you and find the best fit.


Q: How can Bickham and Herring Insurance help me?

A: You can contact us by phone or by email. We will reach out to you and get to know you, and your situation. From there we will schedule you an appointment with one of our talented agents. We will meet with you in your home, at our office (by appointment only), or where ever it is most convenient for you. These appointments are free to you. We are here to help you, and want you to be in the best plan possible for you and your family.  






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